Debt, Credit & Legal
5 interactive calculators
Credit Utilization & Paydown Simulator
Simulate credit card utilization ratios, FICO score impact, snowball vs avalanche payoff strategies, balance transfer savings, and month-by-month payoff timeline with total interest.
Wage Garnishment & Statute Calculator
Calculate maximum wage garnishment under federal CCPA limits (25% disposable earnings or 30x federal minimum wage), state-specific exemptions, and statute of limitations on debt collection by debt type.
Student Loan IDR & PSLF Calculator
Calculate monthly payments under Income-Driven Repayment plans (SAVE, PAYE, IBR, ICR), Public Service Loan Forgiveness timeline, total forgiven amount, and tax bomb on forgiveness.
Car Accident Settlement Calculator
Estimate car accident settlement value including medical bills, lost wages, pain and suffering multiplier (1.5-5x), property damage, future medical costs, and comparative negligence reduction.
State Child Support & Alimony Calculator
Calculate child support obligations using state-specific income shares model, alimony/spousal support duration and amount, and imputed income for voluntarily underemployed parents.